Current Problems of Banking Sector Functioning in Poland and in East European Countries. PN 316

Current Problems of Banking Sector Functioning in Poland and in East European Countries. PN 316

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Banking is one of the fastest growing sectors of modern finance. Although the negative impacts of the global financial crisis are still noticeable in many countries, banks in Poland are actively developing their businesses by offering customers a growing number of new financial products and services. This development is obviously conditioned by both supervisory regulations and macroeconomic factors. There is no doubt, however, that it is the banking sector that will be a determinant of the development of the financial system in Poland.

This publication presents articles that deal with selected problems of modern banking. However, even its wide range of topics does not cover all the issues that affect the current and future situation of the banking sector. It seems, however, that the issues raised in the publication combine two common problems: the bank’s relationship with all its stakeholders and the banking risk management. They are nowadays important and extremely difficult subjects of research and analysis for both researchers and practitioners.

The book contains the papers presented at the international scientific conference “Current issues in banking sector in Poland and Eastern Europe”, held in Wroclaw, at Castle Topacz, on July 2, 2013. In addition to the authors of the published articles, conference participants were also academics from Ukrainian Banking University, Vilnius University and the State University of Economics and Finance in St. Petersburg. Conference debates focused on the problems of banking in Poland and Eastern European countries, but EU issues were also emphasized. It is worth noting that the international nature of the conference devoted exclusively to banking is still a unique phenomenon in Poland.

The future of the European banking system is now dependent on two factors: the Community regulations and substantial separation of banking systems in the countries of uniting Europe. A prime example of the problems faced by the European Union countries is now the concept of a banking union. Undoubtedly, every forum for the exchange of views and opinions of experts in banking can contribute to finding solutions to these problems – solutions that bank customers should benefit from.


Rok wydania2013
Liczba stron182
KategoriaFinanse i bankowość
WydawcaWydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
ISBN-13978-83-7695-331-1
Język publikacjipolski
Informacja o sprzedawcyePWN sp. z o.o.

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Spis treści

  Preface     7
  
  Magdalena Bywalec: Problem of real property valuation in the process of mortgage loan securitization in Poland     9
  Witold Chmielarz: Comparative analysis of electronic banking services in selected banks in Poland in 2013     16
  Dariusz Garczyński: Social media in the creation of a new bank–client relationship     30
  Wojciech Grzegorczyk: Marketing-mix strategies of banks in Poland     41
  Janina Harasim: Interchange fee and the competition in the payment card market in Poland     55
  Iwa Kuchciak: Banking inclusion as a component of the competition strategies of commercial banks     67
  Zofia Łękawa: Cooperative banks as local financial counterparties of self-government entities     80
  Ewa Łosiewicz-Dniestrzańska, Adam Nosowski: Identification of critical success factors in short-term lender companies in Poland – a business model analysis     90
  Konrad Łuczak: Impact of customer bases on building relations between banks and universal service providers     103
  Monika Marcinkowska: Bank evaluation from the stakeholder value creation perspective. An analysis of banks from selected CEE countries     117
  Karolina Patora: Bank liquidity determinants in CEE countries     133
  Irena Pyka, Joanna Cichorska: Changes in the ownership structure of the Polish banking sector from the perspective of “the exit strategy”     145
  Justyna Zabawa: Interest margin ratio of socially responsible banks     157
  Marika Ziemba, Krzysztof Świeszczak: Ethical issues in the context of banks as public trust organizations     169
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